AISL Source Policy
How AISL Uses Sources, Data and Market Signals
AISL combines public institutional data, regulatory publications, specialist market monitoring, macro-economic indicators and AISL internal analysis to produce directional insurance and reinsurance market signals for African countries.
Sources Currently Active
As of today, AISL live data is built from the following named sources. Each individual figure shown on the platform carries its own source attribution, in line with each source's own terms of use.
World Bank API
Macro-economic indicators (GDP, inflation, population, FX)
IMF WEO DataMapper API
Macro cross-validation and historical trend data
OECD
Global Insurance Market Trends report, used for international benchmarking context
GDACS
Real-time catastrophe and climate risk alerts
Global Reinsurance Forum
Reinsurance trade barriers, cross-checked against AISL regulatory scoring
Africa Re
Continental reinsurance market context (public annual reports)
FANAF / CIMA
Regulatory texts for CIMA-zone member countries
Atlas Magazine
Market-level premium and penetration figures, cited per country
National regulators & specialist press
Regulatory changes and market signals (Veille)
Core Source Principle
AISL does not aim to reproduce third-party databases or proprietary reports. AISL uses source material to identify, validate and contextualize market signals, then produces its own analytical reading through the AISL methodology.
1. Public Institutional Sources
AISL may use public data and publications from insurance regulators, supervisors, central banks, market associations, multilateral institutions, development organizations and public statistical databases.
These sources may inform market size, macro context, regulatory access, compulsory cessions, licensing requirements, insurance penetration, density and other market indicators.
2. Specialist Press and Market Monitoring
AISL may monitor specialist insurance, reinsurance, financial, regulatory and business press to detect recent developments, market changes and directional signals.
Such sources are treated as market intelligence signals. AISL does not intend to republish article content, proprietary tables, paywalled datasets or protected source material.
3. Reports and Publications
AISL may review public reports, annual reports, conference documents, market studies, regulatory notes, institutional publications and public datasets.
When a report is public, AISL may use its findings as supporting context. When a report appears proprietary, restricted or sensitive, AISL applies additional caution before any public display.
4. Proprietary or Restricted Sources
AISL avoids republishing proprietary datasets, protected country sheets, paywalled tables, commercial databases or copyrighted content as AISL-owned structured public data.
Such material may, where appropriate and lawful, inform internal signal detection or source review, but public wording is rewritten as AISL interpretation and may be limited or downgraded.
5. Public Display Rules
AISL uses an editorial layer to decide how a country or signal can be displayed publicly.
- Full public card: stronger public-ready source basis.
- Limited signal card: protected AISL analytical wording.
- Methodology only: light public presence under enrichment.
- Internal only: not suitable for public display.
6. Updates and Revisions
Insurance and reinsurance market information changes over time. AISL may update, revise, downgrade, enrich or remove country signals when new data, source review or editorial validation requires it.
AISL public outputs should therefore be understood as directional readings at the time of the latest update.
What AISL Can Publish
Public Indicators
Publicly available market, macro or regulatory indicators may be summarized, normalized and used in AISL analysis.
AISL Interpretation
AISL may publish its own analytical reading, score band, signal status or protected market view.
Directional Signals
AISL may publish market signals, provided they are worded as analytical observations and not unsupported claims.
What AISL Avoids Publishing
Full reproduction of proprietary reports, country sheets or commercial datasets.
Paywalled tables, protected article content or restricted data copied into public pages.
Legal conclusions presented as regulatory advice or formal opinions.
Actuarial, underwriting, investment or pricing recommendations.
Unsupported claims about a market, institution, regulator or participant.
Internal-only source material exposed directly to public users.
Source Sensitivity Classification
AISL may classify sources according to public-readiness and copyright sensitivity.
- Institutional public source
- Public report
- Public media or specialist press
- Commercial or proprietary source
- Paywalled or restricted source
- Internal or confidential source
- Source to review
Corrections and Source Review
Regulators, institutions, market participants or source owners may request clarification or correction of a public AISL signal.
AISL may review such requests and update the relevant country reading, public wording, source treatment or visibility mode where appropriate.
Relationship with AISL Methodology
The AISL source policy works together with the AISL methodology, legal disclaimer and editorial governance layer. A source may be useful for internal analysis but still unsuitable for direct public display. In those cases, AISL may publish only a protected analytical signal, keep the country at methodology-only level or retain the information internally.