AISL Insurance Signals

Systemic concentration

Pan-African Reinsurer Footprint

Compulsory cession directs a fixed share of premiums from 44 African markets to a handful of supranational reinsurers. This concentration is rarely mapped comparably — it's exactly the panel concentration risk we document in our analysis on rating as an entry barrier, applied here to the reinsurers themselves rather than to cedants' panels.

Africa Re

African Reinsurance Corporation

36

markets

Established in 1976 under the OAU (now African Union), with a legal cession mandate across the continent — the reinsurer with the broadest reach in Africa.

🇦🇴Angola— Africa Re 5% (base Union Africaine, pas de regime CIMA)🇧🇯Benin— CICA-RE 20% + Africa Re 5% (base CIMA)🇧🇫Burkina Faso— FASO Re 5-7,5% + CICA-RE 20% + Africa Re 5%🇧🇮Burundi— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇨🇻Cabo Verde— Africa Re 5% (base Union Africaine, presume)🇨🇲Cameroon— CICA-RE 20% + Africa Re 5% (base CIMA)🇨🇫Central African Republic— CICA-RE 20% + Africa Re 5% (base CIMA)🇹🇩Chad— CICA-RE 20% + Africa Re 5% (base CIMA)🇰🇲Comoros— Africa Re 5% (base Union Africaine, presume)🇨🇬Congo— CICA-RE 20% + Africa Re 5% (base CIMA)🇨🇮Cote d'Ivoire— CICA-RE 20% + Africa Re 5% (base CIMA)🇪🇬Egypt— Africa Re 5%🇬🇶Equatorial Guinea— CICA-RE 20% + Africa Re 5% (base CIMA)🇸🇿Eswatini— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇬🇦Gabon— SCG-Ré 5-15% + Africa Re 5%🇬🇲Gambia— Africa Re 5% (base Union Africaine, presume)🇬🇳Guinea— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇬🇼Guinea-Bissau— CICA-RE 20% + Africa Re 5% (base CIMA)🇰🇪Kenya— Kenya Re 20% + ZEP-RE 10% + Africa Re 5% (35% total)🇱🇸Lesotho— Africa Re 5% (base Union Africaine, presume)🇱🇷Liberia— Africa Re 5% (base Union Africaine, presume)🇲🇬Madagascar— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇲🇼Malawi— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇲🇱Mali— CICA-RE 20% + Africa Re 5% (base CIMA)🇲🇷Mauritania— Africa Re 5% (base Union Africaine, presume) - aucune cession locale specifique chiffree trouvee🇲🇿Mozambique— Africa Re 5% (base Union Africaine) - MozRe existe mais cession specifique non confirmee🇳🇪Niger— CICA-RE 20% + Africa Re 5% (base CIMA)🇳🇬Nigeria— Africa Re 5% + WAICA Re 5%🇸🇹Sao Tome and Principe— Africa Re 5% (base Union Africaine, presume)🇸🇳Senegal— SEN-Re + CICA-RE 20% + Africa Re 5%🇸🇱Sierra Leone— Africa Re 5% (base Union Africaine, presume)🇸🇩Sudan— National Reinsurance Co. 25% + Africa Re 5% + ZEP-RE 10%🇹🇿Tanzania— Tan-Re 10-20% + Africa Re 5% + ZEP-RE 10%🇹🇬Togo— CICA-RE 20% + Africa Re 5% (base CIMA)🇺🇬Uganda— Uganda Re 15% + Africa Re 5% + PTA Re 10%🇿🇲Zambia— ZEP-RE 10% + Africa Re 5% + National Re. 10%

CICA-RE

Compagnie Commune de Réassurance des États Membres de la CICA

13

markets

Common reinsurer of the CIMA zone, benefiting from legal cession in the 14 member states under the harmonized Insurance Code.

🇧🇯Benin— CICA-RE 20% + Africa Re 5% (base CIMA)🇧🇫Burkina Faso— FASO Re 5-7,5% + CICA-RE 20% + Africa Re 5%🇨🇲Cameroon— CICA-RE 20% + Africa Re 5% (base CIMA)🇨🇫Central African Republic— CICA-RE 20% + Africa Re 5% (base CIMA)🇹🇩Chad— CICA-RE 20% + Africa Re 5% (base CIMA)🇨🇬Congo— CICA-RE 20% + Africa Re 5% (base CIMA)🇨🇮Cote d'Ivoire— CICA-RE 20% + Africa Re 5% (base CIMA)🇬🇶Equatorial Guinea— CICA-RE 20% + Africa Re 5% (base CIMA)🇬🇼Guinea-Bissau— CICA-RE 20% + Africa Re 5% (base CIMA)🇲🇱Mali— CICA-RE 20% + Africa Re 5% (base CIMA)🇳🇪Niger— CICA-RE 20% + Africa Re 5% (base CIMA)🇸🇳Senegal— SEN-Re + CICA-RE 20% + Africa Re 5%🇹🇬Togo— CICA-RE 20% + Africa Re 5% (base CIMA)

ZEP-RE

PTA Reinsurance Company

7

markets

Reinsurer established under the COMESA/PTA treaty, active in Eastern and Southern Africa. Also known as "PTA Re" in some markets.

🇩🇯Djibouti— ZEP-RE (PTA Reinsurance Company) 30% de toute la reassurance + 15% des accords de fronting🇰🇪Kenya— Kenya Re 20% + ZEP-RE 10% + Africa Re 5% (35% total)🇸🇸South Sudan— ZEP-RE (presume, membre COMESA/PTA) - non confirme precisement🇸🇩Sudan— National Reinsurance Co. 25% + Africa Re 5% + ZEP-RE 10%🇹🇿Tanzania— Tan-Re 10-20% + Africa Re 5% + ZEP-RE 10%🇺🇬Uganda— Uganda Re 15% + Africa Re 5% + PTA Re 10%🇿🇲Zambia— ZEP-RE 10% + Africa Re 5% + National Re. 10%

WAICA Re

West African Insurance Companies Association Reinsurance

1

market

Reinsurer of WAICA members (the West African Insurance Companies Association for anglophone West Africa).

🇳🇬Nigeria— Africa Re 5% + WAICA Re 5%

Beyond the legal mandate, what is the real financial weight of these reinsurers — and of their national peers?

See the financial directory →
This mapping identifies a reinsurer's presence in a market's legal cession scheme (text match against the country-by-country verified source) — it does not recompute percentages, shown as documented. Some national reinsurers (not pan-African or regional) also benefit from specific local cessions, not covered here: see each country profile for the full detail.